{
  "default": "PREPARE",
  "rules": [
    "DNC and suppression override all outreach.",
    "Do not quote current rates, LTV, timing, fees, eligibility, tax, legal, custody, or risk terms without a current approved source.",
    "SMS requires SCG consent policy to pass.",
    "Voice requires SCG voice-eligibility policy to pass.",
    "External actions require explicit approval and SCG_ENABLE_EXTERNAL_SENDS=true."
  ],
  "sales_principles": [
    "Do not assume fit before qualification.",
    "Prefer help-me-understand questions over defensive why questions early in discovery.",
    "Move qualified digital conversations toward appropriate human interaction.",
    "Keep the conversation specific to Stone Creek Global and liquidity against eligible publicly traded shares."
  ]
}